25 over in a work zone in New York: $268–$393.
The court chooses a fine within the first-offense statutory band. Mandatory surcharges add $88, or $93 in a town or village court.
25 mph over in New York
Published court estimateNew York first-offense statutory fine and mandatory surcharges
The amount, line by line.
| Base fine | $180–$300 |
|---|---|
| Mandatory traffic surcharge | $55 |
| Crime victim assistance fee | $5 |
| Additional section 1809-e surcharge | $28 |
| Town or village court surcharge, where applicable | $0–$5 |
| Estimate shown | $268–$393 |
Includes $88 in mandatory surcharges and a $0–$5 town/village-court difference. Applies to an officer-issued, first-offense ordinary speeding conviction. Camera penalties, payment-plan or processing charges, later DMV assessments and insurance are separate. Selecting school assumes the section 1180(h)(4) school-day penalty applies; selecting work assumes section 1180(f).
Not a payment quote. The citation, charge, offense date and court determine the final amount.
Six or more points for qualifying violations committed within 18 months trigger a separate DMV Driver Responsibility Assessment: $300 over three years at six points, plus $75 over three years for each additional point. Use the separate 18-month history input. The ordinary 24-month license-point total is different; PIRP does not reduce this assessment.
Separate DMV assessment: $450 over 3 years, using 8 points within 18 months. This is additional to the court estimate.
Insurance illustration: $208.56 more per year, applying the 2026 study’s 11% state increase to the 2023 NAIC premium. Historical baseline and study sample differ; this is a scenario, not a quote.
The fine changes with the speed.
New York first-offense statutory fine and mandatory surcharges. Amounts follow the named schedule, with its scope shown beside the estimate.
| Speed above the limit | Published estimate | Points |
|---|---|---|
| 5 mph over | $178–$243 | 8 |
| 10 mph over | $178–$243 | 8 |
| 15 mph over | $268–$393 | 8 |
| 20 mph over | $268–$393 | 8 |
| 25 mph over | $268–$393 | 8 |
| 30 mph over | $268–$393 | 8 |
| 35 mph over | $448–$693 | 8 |
| 40 mph over | $448–$693 | 8 |
What published examples show.
These are named court schedules or worked examples. Compare the speed, road, zone and included charges before comparing the amounts.
| Court or example | Above the limit | Published amount | What it covers |
|---|---|---|---|
| New York City statutory worked example Retrieved 2026-09-30 | 15 mph | $178–$388 | Calculated first-offense ordinary 15-over band: $90–$300 fine plus $88 surcharges. NYC DOT’s 2024 report independently confirms the $88 officer-ticket surcharge. This is a worked range, not a court-set payment quote. |
| Town or village statutory worked example Retrieved 2026-09-30 | 35 mph | $273–$693 | Calculated first-offense ordinary 35-over band: $180–$600 fine plus $93 surcharges. The state traffic-safety fine table corroborates the base band. The separate DMV assessment is excluded from this court amount. |
Compare the neighboring speed bands.
Your record is a separate cost.
Ordinary speeding adds 3, 4, 6, 8 or 11 points by mph band. Work-zone speeding is 8 points under the current DMV schedule. The 24-month window differs from the 18-month Driver Responsibility Assessment window.
11 points in 24 months is a published action/review threshold for a standard adult license. Other offenses and younger drivers can trigger action sooner.
After 24 months from the violation date, points no longer count in the ordinary total. The conviction can remain on the record and affect insurance.
Read the official points rulesInsurance deserves its own line.
The 2026 ValuePenguin quote study reports a 11% average increase for one speeding ticket in New York. Your insurer, coverage and driving history can produce a different result. Read the study and its sample.
The NAIC 2023 combined average premium for New York is $1,895.99 per year. This historical measure combines liability, collision and comprehensive averages.
At $1,895.99 per year and 11%, the illustration adds $208.56 per year, about $17.38 per month.
Applying a 2026 quote-study percentage to the historical 2023 NAIC combined premium is illustrative math. These sources use different populations and coverage methods; this is not a measured post-ticket average or a current quote. No future premium increase is included in a court fine.
Choose your next step.
The questions
behind the ticket.
How much is 25 over in New York?
The estimate shown is $268–$393. Includes $88 in mandatory surcharges and a $0–$5 town/village-court difference. Applies to an officer-issued, first-offense ordinary speeding conviction. Camera penalties, payment-plan or processing charges, later DMV assessments and insurance are separate. Selecting school assumes the section 1180(h)(4) school-day penalty applies; selecting work assumes section 1180(f).
Will my insurance go up?
A conviction can affect premiums, but your insurer uses its own rules. The 2026 ValuePenguin quote study reports a 11% average increase for one speeding ticket in New York. Your insurer, coverage and driving history can produce a different result. A points-free outcome does not promise an unchanged premium.
Does traffic school remove points?
A DMV-approved PIRP course can subtract up to 4 points for suspension calculations and gives a 10% reduction on qualifying liability/collision premiums. It does not remove tickets or points from the driving record. Confirm eligibility before enrolling or paying your ticket.
Is this the amount I should pay?
No. The estimate explains a published schedule. Pay only the amount confirmed by the court handling the citation, through its official instructions.
What if I do not respond on time?
Answer by the instructions and due date on your ticket or notice. DMV's Traffic Violations Bureau handles noncriminal moving violations issued in New York City's five boroughs. Other tickets, parking cases and criminal charges go to the named court or authority; TVB payment is not a statewide court-payment service. Missing a deadline can add consequences. Ask the court about extensions or payment help before it passes.
The same speed in nearby states.
Check the source, not just the total.
Each verified rule carries its own URL and retrieval date. Your court may change its schedule after a review.
- Fine scheduleRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- PointsRetrieved 2026-09-30
- Separate point assessmentRetrieved 2026-09-30
- Serious chargesRetrieved 2026-09-30
- Response deadlineRetrieved 2026-09-30
- Insurance studyRetrieved 2026-09-30
- NAIC historical state premiumRetrieved 2026-09-30
Not legal advice. Amounts are estimates from the cited schedules. Your citation and the court’s instructions control. This site is independent of courts, DMVs and insurers.