Traffic school and your ticket in Arizona.
Arizona estimates use Mohave County justice-court 28-701 schedule. This is a named court example, not a statewide price.
15 mph over in Arizona
Published court estimateMohave County justice-court 28-701 schedule
The amount, line by line.
| Published court amount (fine and fees) | $245 |
|---|---|
| Estimate shown | $245 |
The named Mohave County 28-701 ordinary civil amount includes mandatory surcharges and assessments. Other Arizona courts and distinct limited-speed, accident, school or criminal charges differ. Current ARS 28-701.02 excessive-speed charges follow a separate criminal process, so this ordinary civil calculator withholds a payable amount above 20 mph over.
Not a payment quote. The citation, charge, offense date and court determine the final amount.
Insurance illustration: $451.38 more per year, applying the 2026 study’s 30% state increase to the 2023 NAIC premium. Historical baseline and study sample differ; this is a scenario, not a quote.
The statutory fine and the payable amount.
ARS 28-1598 generally caps a civil traffic penalty at $250, with mandatory surcharges under sections 12-116.01 and 12-116.02 added. The published local amounts here include those assessments. Excessive-speed misdemeanor charges have separate criminal penalties; a civil payable total is not a criminal sentencing estimate.
Governing schedule or statuteRetrieved 2026-09-30
The fine changes with the speed.
Mohave County justice-court 28-701 schedule. Amounts follow the named schedule, with its scope shown beside the estimate.
| Speed above the limit | Published estimate | Points |
|---|---|---|
| 5 mph over | $230 | 3 |
| 10 mph over | $230 | 3 |
| 15 mph over | $245 | 3 |
| 20 mph over | $260 | 3 |
| 25 mph over | Court sets the amount | 3 |
| 30 mph over | Court sets the amount | 3 |
| 35 mph over | Court sets the amount | 3 |
| 40 mph over | Court sets the amount | 3 |
What published examples show.
These are named court schedules or worked examples. Compare the speed, road, zone and included charges before comparing the amounts.
At 15 mph over, the comparable examples below span $245–$355. This observed range describes those schedules; other courts and case outcomes can fall outside it.
| Court or example | Above the limit | Published amount | What it covers |
|---|---|---|---|
| Mohave County Retrieved 2026-09-30 | 10 mph | $230 | See the linked schedule for charge and payment conditions. |
| Mohave County Retrieved 2026-09-30 | 15 mph | $245 | See the linked schedule for charge and payment conditions. |
| Pinal County Justice Court Retrieved 2026-09-30 | 15 mph | $355 | 2026 fine chart for ordinary 28-701A civil speeding 11–15 over. Optional course, payment-plan and late fees are separate. |
| Pinetop-Lakeside Magistrate Court Retrieved 2026-09-30 | 15 mph | $310 | Published no-collision 28-701A civil amount at 11–15 over; 28-701B and other charge codes use different amounts. |
Your record is a separate cost.
Speeding is 3 points. At 8 or more points in 12 months, Traffic Survival School or a suspension may apply.
8 points in 12 months is a published action/review threshold for a standard adult license. Other offenses and younger drivers can trigger action sooner.
The point accumulation window shown is 12 months. This does not mean the conviction disappears from your driving record.
Read the official points rulesInsurance deserves its own line.
The 2026 ValuePenguin quote study reports a 30% average increase for one speeding ticket in Arizona. Your insurer, coverage and driving history can produce a different result. Read the study and its sample.
The NAIC 2023 combined average premium for Arizona is $1,504.59 per year. This historical measure combines liability, collision and comprehensive averages.
At $1,504.59 per year and 30%, the illustration adds $451.38 per year, about $37.62 per month.
Applying a 2026 quote-study percentage to the historical 2023 NAIC combined premium is illustrative math. These sources use different populations and coverage methods; this is not a measured post-ticket average or a current quote. No future premium increase is included in a court fine.
Choose your next step.
The questions
behind the ticket.
How much is 15 over in Arizona?
The estimate shown is $245. The named Mohave County 28-701 ordinary civil amount includes mandatory surcharges and assessments. Other Arizona courts and distinct limited-speed, accident, school or criminal charges differ. Current ARS 28-701.02 excessive-speed charges follow a separate criminal process, so this ordinary civil calculator withholds a payable amount above 20 mph over.
Will my insurance go up?
A conviction can affect premiums, but your insurer uses its own rules. The 2026 ValuePenguin quote study reports a 30% average increase for one speeding ticket in Arizona. Your insurer, coverage and driving history can produce a different result. A points-free outcome does not promise an unchanged premium.
Does traffic school remove points?
Arizona-certified defensive driving can divert one eligible moving violation once every 12 months, measured violation date to violation date. Complete the course at least seven days before court. Serious-injury or fatal crashes are excluded; criminal speeding needs court permission. A CDL holder may qualify when driving a noncommercial Class D or M vehicle. Successful diversion avoids points for the covered violation; Traffic Survival School is a separate program. Confirm eligibility before enrolling or paying your ticket.
Is this the amount I should pay?
No. The estimate explains a published schedule. Pay only the amount confirmed by the court handling the citation, through its official instructions.
What if I do not respond on time?
Respond by the appearance date on the Arizona Traffic Ticket and Complaint. Ask the named court about hearing and school deadlines. Missing a deadline can add consequences. Ask the court about extensions or payment help before it passes.
The same speed in nearby states.
Check the source, not just the total.
Each verified rule carries its own URL and retrieval date. Your court may change its schedule after a review.
- Fine scheduleRetrieved 2026-09-30
- Statutory fine rangeRetrieved 2026-09-30
- PointsRetrieved 2026-09-30
- Serious chargesRetrieved 2026-09-30
- Traffic schoolRetrieved 2026-09-30
- Insurance studyRetrieved 2026-09-30
- Pinal County Justice Court published scheduleRetrieved 2026-09-30
- Pinetop-Lakeside Magistrate Court published scheduleRetrieved 2026-09-30
- NAIC historical state premiumRetrieved 2026-09-30
Not legal advice. Amounts are estimates from the cited schedules. Your citation and the court’s instructions control. This site is independent of courts, DMVs and insurers.