40 over the speed limit in Kentucky.
Kentucky fixes the speeding fine by statute. This named-court estimate adds the $143 Logan County cost prescribed by current local Rule 8; Todd County and other counties have different costs.
40 mph over in Kentucky
A payable total needs the courtLogan County District Court
The amount, line by line.
| Fine and local court charges | Court confirmation |
|---|---|
| Estimate shown | Court sets the amount |
One prepayable ordinary KRS 189.390 charge in Logan County. Only the posted limits actually printed in the statute are priced. Above the chart requires trial: 26+ over at limits 15-50, 21+ at 55-65, and 16+ at 70. Active flashing school zones double the fine, with court costs added once. A qualifying signed work zone with a worker present and no resulting injury uses the current $500 fine, not an ordinary doubled fine. Additional misdemeanor charges, injury/death, traffic school and convenience fees are separate.
Not a payment quote. The citation, charge, offense date and court determine the final amount.
Insurance illustration: $181.24 more per year, applying the 2026 study’s 15% state increase to the 2023 NAIC premium. Historical baseline and study sample differ; this is a scenario, not a quote.
The statutory fine and the payable amount.
KRS 189.394 fixes $1-$55 ordinary chart fines and $60-$100 outside-chart fines requiring trial. A qualifying flashing school zone doubles the fine. Current KRS 189.2327 fixes $500 in a signed, workers-present work zone without injury/death; injury/death raises the range to $500-$10,000.
Governing schedule or statuteRetrieved 2026-09-30
The fine changes with the speed.
Logan County District Court. Amounts follow the named schedule, with its scope shown beside the estimate.
| Speed above the limit | Published estimate | Points |
|---|---|---|
| 5 mph over | $148 | 3 |
| 10 mph over | $163 | 3 |
| 15 mph over | $173 | 3 |
| 20 mph over | $183 | 6 |
| 25 mph over | Court sets the amount | 6 |
| 30 mph over | Court sets the amount | Check DMV |
| 35 mph over | Court sets the amount | Check DMV |
| 40 mph over | Court sets the amount | Check DMV |
What published examples show.
These are named court schedules or worked examples. Compare the speed, road, zone and included charges before comparing the amounts.
| Court or example | Above the limit | Published amount | What it covers |
|---|---|---|---|
| Logan County District Court - 15 over Retrieved 2026-09-30 | 15 mph | $173 | KRS 189.394 $30 uniform fine + Rule 8 Logan costs $143. Rule 8 is current with amendments received through June 1, 2026. |
| Todd County District Court - 15 over Retrieved 2026-09-30 | 15 mph | $170 | Same $30 statutory fine + Rule 8 Todd costs $140; this second named court is shown for comparison, not used in the Logan total. |
Compare the neighboring speed bands.
Your record is a separate cost.
Non-limited-access speeding 1–15 over carries 3 points; 16–25 carries 6. On a limited-access highway,1–10 over carries zero.26+ requires a hearing and possible suspension instead of a numeric schedule. Choose the actual road type.
Adults reaching 12 points within two years face a hearing and possible suspension; under 18 uses 7 points. 26+ over separately requires a hearing. Failure to appear can suspend. A prior-point number cannot establish dates or eligibility.
Points expire two years after conviction, while the conviction entry remains on the driving record for five years.
Read the official points rulesInsurance deserves its own line.
The 2026 ValuePenguin quote study reports a 15% average increase for one speeding ticket in Kentucky. Your insurer, coverage and driving history can produce a different result. Read the study and its sample.
The NAIC 2023 combined average premium for Kentucky is $1,208.29 per year. This historical measure combines liability, collision and comprehensive averages.
At $1,208.29 per year and 15%, the illustration adds $181.24 per year, about $15.10 per month.
Applying a 2026 quote-study percentage to the historical 2023 NAIC combined premium is illustrative math. These sources use different populations and coverage methods; this is not a measured post-ticket average or a current quote. No future premium increase is included in a court fine.
Choose your next step.
If a ticket goes unanswered.
Failure to respond/pay or complete a court-required traffic-school referral can result in license action. Ask the court for approved payment arrangements and the specific restoration requirements.
Official consequences and resolution instructionsThe questions
behind the ticket.
How much is 40 over in Kentucky?
The ordinary schedule does not provide a confirmed payable total for this scenario. Check your exact charge with the court.. One prepayable ordinary KRS 189.390 charge in Logan County. Only the posted limits actually printed in the statute are priced. Above the chart requires trial: 26+ over at limits 15-50, 21+ at 55-65, and 16+ at 70. Active flashing school zones double the fine, with court costs added once. A qualifying signed work zone with a worker present and no resulting injury uses the current $500 fine, not an ordinary doubled fine. Additional misdemeanor charges, injury/death, traffic school and convenience fees are separate.
Will my insurance go up?
A conviction can affect premiums, but your insurer uses its own rules. The 2026 ValuePenguin quote study reports a 15% average increase for one speeding ticket in Kentucky. Your insurer, coverage and driving history can produce a different result. A points-free outcome does not promise an unchanged premium.
Does traffic school remove points?
Court-referred eligible Kentucky licensees can use State Traffic School once within 12 months and avoid points. Complete/enroll within the referral deadline. A CDL/CMV conviction still posts even when points are not assessed; mandatory-suspension offenses are excluded. Confirm eligibility before enrolling or paying your ticket.
Is this the amount I should pay?
No. The estimate explains a published schedule. Pay only the amount confirmed by the court handling the citation, through its official instructions.
What if I do not respond on time?
Use the citation court date and payment method cutoff. Online/mail payment must arrive before the court appearance; request traffic school from the court before that date. If the citation requires appearance, attend. Missing a deadline can add consequences. Ask the court about extensions or payment help before it passes.
The same speed in nearby states.
Check the source, not just the total.
Each verified rule carries its own URL and retrieval date. Your court may change its schedule after a review.
- Fine scheduleRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- PointsRetrieved 2026-09-30
- Serious chargesRetrieved 2026-09-30
- Traffic schoolRetrieved 2026-09-30
- Response deadlineRetrieved 2026-09-30
- Response deadline — supporting sourceRetrieved 2026-09-30
- Court payment instructionsRetrieved 2026-09-30
- Insurance studyRetrieved 2026-09-30
- NAIC historical state premiumRetrieved 2026-09-30
Not legal advice. Amounts are estimates from the cited schedules. Your citation and the court’s instructions control. This site is independent of courts, DMVs and insurers.