15 over in a school zone in Minnesota: $198.
The 2026 statewide payable fine includes an extra speeding assessment at 20+ over. The shown payment adds the $75 general surcharge and the $3 Hennepin County law-library fee. Other counties have different library fees.
15 mph over in Minnesota
Published court estimateHennepin County District Court
The amount, line by line.
| Base fine | $120 |
|---|---|
| General traffic surcharge | $75 |
| Hennepin County law-library fee | $3 |
| Estimate shown | $198 |
Named-court total for one payable officer-issued state-law speeding charge in Hennepin County, effective January 1, 2026. At 31+ over the schedule directs an endangerment notation, which may make the charge nonpayable; this calculator withholds a mail-in total because it cannot inspect that citation. Automated camera notices, city-created limits under subdivision 5h and safe-road-zone charges have different rules and are outside this calculation. A lawful passing exception on eligible two-lane roads must be checked separately.
Not a payment quote. The citation, charge, offense date and court determine the final amount.
Insurance illustration: $281.40 more per year, applying the 2026 study’s 23% state increase to the 2023 NAIC premium. Historical baseline and study sample differ; this is a scenario, not a quote.
The statutory fine and the payable amount.
Minn. Stat. 169.14: ordinary 20+ over adds a fine-equivalent surcharge (minimum $25); school-zone subdivision 5a separately adds a fine-equivalent surcharge. Work-zone subdivision 6a requires a $300 fine. Driving above 100 mph also triggers six-month license revocation. Camera notices are a separate temporary program with $40/$80 fines and statutory warning/diversion rules.
Governing schedule or statuteRetrieved 2026-09-30
The fine changes with the speed.
Hennepin County District Court. Amounts follow the named schedule, with its scope shown beside the estimate.
| Speed above the limit | Published estimate | Points |
|---|---|---|
| 5 mph over | $158 | 0 |
| 10 mph over | $158 | 0 |
| 15 mph over | $198 | 0 |
| 20 mph over | $218 | 0 |
| 25 mph over | $218 | 0 |
| 30 mph over | $278 | 0 |
| 35 mph over | Court sets the amount | 0 |
| 40 mph over | Court sets the amount | 0 |
What published examples show.
These are named court schedules or worked examples. Compare the speed, road, zone and included charges before comparing the amounts.
| Court or example | Above the limit | Published amount | What it covers |
|---|---|---|---|
| Hennepin County District Court - 5 over Retrieved 2026-09-30 | 5 mph | $118 | 2026 statewide fine $40 + $75 general surcharge + the current Hennepin $3 library fee. |
| Hennepin County District Court - 15 over Retrieved 2026-09-30 | 15 mph | $138 | 2026 statewide fine $60 + $75 general surcharge + the current Hennepin $3 library fee. |
Compare the neighboring speed bands.
Your record is a separate cost.
Minnesota has no numeric license demerit-point system. Qualifying convictions are tracked directly and can cause suspension; zero displayed points does not mean a clean driving record.
After a warning, four qualifying offenses/12 months or five/24 causes30 days; five/12 or six/24 causes90 days; seven/24 causes180 days and eight+/24 one year. Statutory exclusions apply. Prior-point input cannot determine a dated conviction count.
There is no point-expiration date. Habitual-violator rules use12/24-month offense histories; driving-record retention is separate.
Read the official points rulesInsurance deserves its own line.
The 2026 ValuePenguin quote study reports a 23% average increase for one speeding ticket in Minnesota. Your insurer, coverage and driving history can produce a different result. Read the study and its sample.
The NAIC 2023 combined average premium for Minnesota is $1,223.48 per year. This historical measure combines liability, collision and comprehensive averages.
At $1,223.48 per year and 23%, the illustration adds $281.40 per year, about $23.45 per month.
Applying a 2026 quote-study percentage to the historical 2023 NAIC combined premium is illustrative math. These sources use different populations and coverage methods; this is not a measured post-ticket average or a current quote. No future premium increase is included in a court fine.
Choose your next step.
If a ticket goes unanswered.
Late penalties, guilty-default procedures and collection can follow nonresponse. Current § 171.16 prohibits suspension solely for in-state nonpayment and solely for missing a petty-misdemeanor citation appearance; compact/out-of-state and other cases have distinct rules.
Official consequences and resolution instructionsThe questions
behind the ticket.
How much is 15 over in Minnesota?
The estimate shown is $198. Named-court total for one payable officer-issued state-law speeding charge in Hennepin County, effective January 1, 2026. At 31+ over the schedule directs an endangerment notation, which may make the charge nonpayable; this calculator withholds a mail-in total because it cannot inspect that citation. Automated camera notices, city-created limits under subdivision 5h and safe-road-zone charges have different rules and are outside this calculation. A lawful passing exception on eligible two-lane roads must be checked separately.
Will my insurance go up?
A conviction can affect premiums, but your insurer uses its own rules. The 2026 ValuePenguin quote study reports a 23% average increase for one speeding ticket in Minnesota. Your insurer, coverage and driving history can produce a different result. A points-free outcome does not promise an unchanged premium.
Does traffic school remove points?
A court or DVS may order an approved driver-improvement clinic under § 169.973/171.20. It is not a statewide automatic point-credit or ticket-dismissal election; obtain the actual order/approval. Confirm eligibility before enrolling or paying your ticket.
Is this the amount I should pay?
No. The estimate explains a published schedule. Pay only the amount confirmed by the court handling the citation, through its official instructions.
What if I do not respond on time?
Pay an eligible citation or schedule an appearance within 30 days after it is filed in the court record system. A required court date controls. Payment enters a guilty plea; delay in filing does not justify ignoring a court notice. Missing a deadline can add consequences. Ask the court about extensions or payment help before it passes.
The same speed in nearby states.
Check the source, not just the total.
Each verified rule carries its own URL and retrieval date. Your court may change its schedule after a review.
- Fine scheduleRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- PointsRetrieved 2026-09-30
- Points — supporting sourceRetrieved 2026-09-30
- Serious chargesRetrieved 2026-09-30
- Serious charges — supporting sourceRetrieved 2026-09-30
- Traffic schoolRetrieved 2026-09-30
- Traffic school — supporting sourceRetrieved 2026-09-30
- Response deadlineRetrieved 2026-09-30
- Insurance studyRetrieved 2026-09-30
- Unpaid citation rulesRetrieved 2026-09-30
- NAIC historical state premiumRetrieved 2026-09-30
Not legal advice. Amounts are estimates from the cited schedules. Your citation and the court’s instructions control. This site is independent of courts, DMVs and insurers.