5 over in Texas: $150–$184.50.
Texas estimates use Austin posted-city-street schedule, September 8, 2026. This is a named court example, not a statewide price.
5 mph over in Texas
Published court estimateAustin posted-city-street schedule, September 8, 2026
The amount, line by line.
| Base fine | $69–$103.50 |
|---|---|
| Austin published court costs | $81 |
| Estimate shown | $150–$184.50 |
Austin’s September 8, 2026 posted-city-street reference lists early and standard amounts and warns actual amounts can vary. It is not a statewide range. State-highway, school/work-zone and collision cases have different costs.
Not a payment quote. The citation, charge, offense date and court determine the final amount.
Insurance illustration: $345.38 more per year, applying the 2026 study’s 20% state increase to the 2023 NAIC premium. Historical baseline and study sample differ; this is a scenario, not a quote.
The statutory fine and the payable amount.
Transportation Code 542.401 generally authorizes a $1–$200 fine for a state traffic misdemeanor without another specified penalty. Austin’s selected posted-city-street ordinance schedule lists a different $500 legal ceiling; Local Government Code 54.001(b) permits up to $500 for ordinary municipal ordinance violations. The selected charge determines the fine ceiling and court-cost stack.
Governing schedule or statuteRetrieved 2026-09-30
The fine changes with the speed.
Austin posted-city-street schedule, September 8, 2026. Amounts follow the named schedule, with its scope shown beside the estimate.
| Speed above the limit | Published estimate | Points |
|---|---|---|
| 5 mph over | $150–$184.50 | 0 |
| 10 mph over | $150–$184.50 | 0 |
| 15 mph over | $175–$222 | 0 |
| 20 mph over | $281–$381 | 0 |
| 25 mph over | $281–$381 | 0 |
| 30 mph over | $281–$381 | 0 |
| 35 mph over | $281–$381 | 0 |
| 40 mph over | $281–$381 | 0 |
What published examples show.
These are named court schedules or worked examples. Compare the speed, road, zone and included charges before comparing the amounts.
| Court or example | Above the limit | Published amount | What it covers |
|---|---|---|---|
| Austin Retrieved 2026-09-30 | 15 mph | $222 | See the linked schedule for charge and payment conditions. |
| Austin Retrieved 2026-09-30 | 19 mph | $252 | See the linked schedule for charge and payment conditions. |
| Dallas Municipal Court, September 24, 2026 Retrieved 2026-09-30 | 15 mph | $256 | Offense 2212 ordinary speeding 11–15 over: $122 fine plus $134 fees; published total $256. |
| Prosper Municipal Court Retrieved 2026-09-30 | 15 mph | $280 | Published ordinary 11–15-over fine and court costs. At 25 or more over, this court requires appearance. |
Compare the neighboring speed bands.
Your record is a separate cost.
The Driver Responsibility Program and its point surcharges were repealed effective September 1, 2019. There are no current DRP points to add here. Conviction-based suspension rules still apply.
DPS may suspend a license after 4 moving convictions in 12 months or 7 in 24 months. These are conviction counts, not a point threshold.
The former DRP point program is repealed. A conviction can still affect your record, licensing and insurance; a zero point value does not erase the conviction.
Read the official points rulesInsurance deserves its own line.
The 2026 ValuePenguin quote study reports a 20% average increase for one speeding ticket in Texas. Your insurer, coverage and driving history can produce a different result. Read the study and its sample.
The NAIC 2023 combined average premium for Texas is $1,726.91 per year. This historical measure combines liability, collision and comprehensive averages.
At $1,726.91 per year and 20%, the illustration adds $345.38 per year, about $28.78 per month.
Applying a 2026 quote-study percentage to the historical 2023 NAIC combined premium is illustrative math. These sources use different populations and coverage methods; this is not a measured post-ticket average or a current quote. No future premium increase is included in a court fine.
Choose your next step.
The questions
behind the ticket.
How much is 5 over in Texas?
The estimate shown is $150–$184.50. Austin’s September 8, 2026 posted-city-street reference lists early and standard amounts and warns actual amounts can vary. It is not a statewide range. State-highway, school/work-zone and collision cases have different costs.
Will my insurance go up?
A conviction can affect premiums, but your insurer uses its own rules. The 2026 ValuePenguin quote study reports a 20% average increase for one speeding ticket in Texas. Your insurer, coverage and driving history can produce a different result. A points-free outcome does not promise an unchanged premium.
Does traffic school remove points?
Request court approval by your citation's appearance date. The standard course-dismissal option requires an eligible license or qualifying active-duty military status, valid insurance and no course in the preceding 12 months. CDL holders, speeding at least 95 mph or at least 25 mph over, and construction-zone violations with workers present are excluded from the standard option. Austin describes a separate judge-approved request for some other cases. Court and course fees remain, and approved Austin requests require completion and driving-record proof within 90 days. Confirm eligibility before enrolling or paying your ticket.
Is this the amount I should pay?
No. The estimate explains a published schedule. Pay only the amount confirmed by the court handling the citation, through its official instructions.
What if I do not respond on time?
Check your citation or the Austin online case record for the appearance date; request a hearing, deferral or other option before that date. Missing a deadline can add consequences. Ask the court about extensions or payment help before it passes.
The same speed in nearby states.
Check the source, not just the total.
Each verified rule carries its own URL and retrieval date. Your court may change its schedule after a review.
- Fine scheduleRetrieved 2026-09-30
- Fine schedule — supporting sourceRetrieved 2026-09-30
- Statutory fine rangeRetrieved 2026-09-30
- PointsRetrieved 2026-09-30
- Suspension rulesRetrieved 2026-09-30
- Serious chargesRetrieved 2026-09-30
- Traffic schoolRetrieved 2026-09-30
- Traffic school — supporting sourceRetrieved 2026-09-30
- Traffic school — supporting sourceRetrieved 2026-09-30
- Response deadlineRetrieved 2026-09-30
- Insurance studyRetrieved 2026-09-30
- Dallas Municipal Court, September 24, 2026 published scheduleRetrieved 2026-09-30
- Prosper Municipal Court published scheduleRetrieved 2026-09-30
- NAIC historical state premiumRetrieved 2026-09-30
Not legal advice. Amounts are estimates from the cited schedules. Your citation and the court’s instructions control. This site is independent of courts, DMVs and insurers.